• Learn how benefits are calculated.
• Understand defined benefit pension plans.

• What can you expect from Social Security?
• Tax-deferred and tax-free savings.
• Asset allocation and asset management/diversification/performance and fees.
• 403(b) match and severance payment options.

Presented by: EFS Advisors
Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through EFS Advisors LLC, 1995 East Rum River Drive South, Cambridge

Working in union gives educators the power to make meaningful improvements for students, our profession, public education and our communities. 

But corporate interests want to destabilize unions through legislation at the national and state levels because we are the last line of defense for the middle class. 

Below is just a sampling of research supporting the difference unions make in the lives of educators:

• A study of three decades of research found that in places where educators were unionized and unions were strong, district spending and educator pay were higher -- for experienced teachers in

Protect Care, Lower Costs, Put Workers and Families First

The American people are the ones who suffer when the government shuts down. This crisis was avoidable but President Trump and Republicans chose to defund healthcare rather than keep the government open. The shutdown will force hospitals to close, strip millions of their health insurance and drive up premiums for millions more.

The fight is about more than a budget line. It’s about whether families can afford both rent and healthcare. It’s about whether educators, healthcare workers and public employees have the resources and respect they

Student debt is no longer just a burden—it’s become a barrier to the American Dream.

Minnesota ranks fifth in the nation for student debt, with the average student debt load more than $35,000 for state college students.

That’s why we created our Degrees, Not Debt program. Your union wants to help relieve your debt burden and make college more affordable and accessible to all. This is particularly important for our public schools. If teaching becomes an unaffordable profession, it will become even more difficult to attract and retain high-quality educators.

We support you with our training options

In addition to union business at the Representative Convention, delegates elected a new officer team. Education Minnesota Vice President Monica Byron was elected after running unopposed for president. Marty Fridgen of United Teachers of South Washington County was elected vice president and Ryan Fiereck of Education Minnesota-St. Francis was elected secretary-treasurer.

The new officer slate will take office on July 1 and will serve three-year terms.

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