When Can I Afford To Retire?

• Learn how benefits are calculated.
• Understand defined benefit pension plans.

• What can you expect from Social Security?
• Tax-deferred and tax-free savings.
• Asset allocation and asset management/diversification/performance and fees.
• 403(b) match and severance payment options.

Presented by: EFS Advisors
Securities offered through Advanced Advisor Group, Member FINRA & SIPC. Investment Advisory Services offered through EFS Advisors LLC, 1995 East Rum River Drive South, Cambridge MN 55008, (877) 403-2374. Advanced Advisor Group and EFS Advisors LLC are affiliates under common control D/B/A EFS Advisors (“EFS”). Education Minnesota-ESI (“EME”) is not a current client of EFS and is compensated by EFS based on the number of EME members, regardless if the EME members are clients of EFS, for various EME services, including exclusive marketing and referrals. This creates an incentive for EME to refer clients to EFS. For more details, please refer to Item 14 of the most recently filed Form ADV Part 2A Brochures.

CLICK HERE TO REGISTER

JUNE DATES:

Thursday, June 4 (Teacher)
For members covered by a TRA pension plan
Shoreview Community Center – Shoreview Room
4580 Victoria St. N., Shoreview, MN 55343
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

Thursday, June 4 (ESP)
For members covered by a PERA pension plan
Shoreview Community Center – Meeting room 4
4580 Victoria St. N., Shoreview, MN 55343
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

Tuesday, June 9 (Teacher)
For members covered by a TRA pension plan
Pier B Resort – Bayfront West
800 W. Railroad St., Duluth, MN 55802
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

Thursday, June 11 (Teacher)
For members covered by a TRA pension plan
Best Western Plus Willmar – Gallery 7
2100 Highway 12 E., Willmar, MN 56201
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

JULY DATES

Tuesday, July 14 (Teacher)
For members covered by a TRA pension plan
Holiday Inn Lakefront Detroit Lakes
Cormorant Room
1155 US Hwy 10, Detroit Lakes, MN 56501
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

Thursday, July 16 (Teacher)
For members covered by a TRA pension plan
Rochester International Event Center
Room: Ballroom
7333 Airport View Dr. SW, Rochester, MN 55902
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

Tuesday, July 21 (Teacher)
For members covered by a TRA pension plan
Minnesota Landscape Arboretum – MacMillan Auditorium
3675 Arboretum Dr., Chaska, MN 55318
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes

Tuesday, July 21 (ESP)
For members covered by a PERA pension plan
Minnesota Landscape Arboretum – Teaching room
3675 Arboretum Dr., Chaska, MN 55318
9:30 – 10 a.m. Registration | 10 – 11:30 a.m. Seminar/boxed lunch/prizes